Fast & Flexible Loans
Powered by GetCapital

Having convenient access to additional working capital is important for any business.
In addition to the Bartercard Interest Free Line of Credit, all members can now enjoy access to a new working capital cash finance solution.

BPS Financial (sister company to Bartercard) has partnered with GetCapital to offer you, our valued members, simple and convenient access to business finance. 

We can offer you hassle-free access to competitive equipment and vehicle finance, fast and flexible business loans from as little as $5,000 to $300,000 with an easy online application process, fixed weekly repayments and 24 hour funding from the moment of approval.

Enjoy the convenience of access to working cash capital when you need it.

Why use Finance Plus?


Fast, Accessible &

Apply in minutes and be funded in
as little as 24 hours. Save time and
enjoy access to funds when needed. 

Client Focused
Earn Reward Points

Enjoy high levels of customer
service and earn Reward Points
through GetCapital’s Aquire Rewards  
Program from Qantas. 

Can GetCapital help you?

GetCapital have helped thousands of businesses across Australia with finance solutions to support growth. They provide business finance to all major industries including retail, wholesale, importers, exporters, manufacturing, professional services, food and beverage, technology, automotive and many more.

Use the cash injection to:
  • Grow your business
  • Refurbish
  • Open a new store
  • Purchase stock in bulk
  • Buy equipment or vehicles
The loan can be used for any genuine business reason!

Check you qualify

The criteria is simpler than the banks, with assessments available for any Australian businesses with an ABN that meets the following requirements:
  • 9+ Months in business
  • $10K or more sales per month

Get-Cap -Comp

Get-Cap -Clip Get-Cap -Fin


It takes only 5 minutes to
apply online and provide
supporting documents.


GetCapital will provide a
credit decision within 24 hours,
saving your valuable time.


Once you sign the Facility Agreement, GetCapital will
fund your business account
the same day. It's that simple.

Ready to get started?

Click GET STARTED and fill out our short, online Application Form. The Application Form takes approximately 5 minutes to complete.

Adam - Wine Exporter

"Since the first drawdown on
funds with GetCapital our
business has multiplied in size
by 500%. To say that these guys
have contributed to our success
would be an understatement."

Richard - Engineering

"GetCapital is brilliant at tailoring
products to the needs of small
businesses. To any small
business looking at finance
options - I'd definitely
recommend getting in touch with

Dion - Commercial Printing

"GetCapital are great to work
with. They understand and the
turnaround was super-fast. I'd
highly recommend."
Get Started


Disclaimer: BPS Financial is endorsed by Bartercard Australia as a referring partner for GetCapital. All loan agreements are made with GetCapital. All loans are subject to credit and underwriting approval from GetCapital. Products, rates and other terms & conditions are subject to change. *The interest cost will be quoted in your facility agreement as "Cost of Funds" and represents the total investment paid divided by the initial funds drawn and assumes single drawdown with no early repayment. The monthly interest cost illustrated above represents this Cost of Funds divided by the number of months over which the facility amortizes. The only other fees are a 1.5 - 2.5% fee on all drawdown and up to $5.10 direct debit fee. Late fees may accrue on delinquent accounts. Full fees guide is available at https://getcapital.com.au/fees